Credit Card Betting Sites in Australia

Written by Chris Flavell Last time updated 05/04/2023

Since depositing with credit or debit cards at almost every betting site in Australia, it can be pretty hard to decide where to go. That’s why we created our list of the top 7 best credit card betting site for Aussies.

For all of you who are just starting with online betting, we’ll explain how credit card deposits work and what the fees are. All others can jump straight to our top 7 list!

Top 7 Credit Card Betting Sites in Australia

Ad disclosure
How we rate
#
1
5/5

Best Live Streaming

Many Sports Covered

Huge range of sports, Exceptional product, Lots of payment options
Payment methods (9 in total):
flexepin.png
poli.png
credit-debit-card.png
apple-pay.png
payid.png
paypal.png
google-pay.png
mypaysafecard.png
Minimum Deposit:
AU $1
Withdraw Time:
1-5 Days
Licences:
Northern Territory
App availability
App availability:
#
2
5/5

Great Betting App

Watch Live Streams

Great all-round bookie, Unibet TV, Impressive app
Payment methods (4 in total):
credit-debit-card.png
apple-pay.png
paypal.png
poli.png
Minimum Deposit:
AU $5
Withdraw Time:
1-5 Days
Licences:
Northern Territory
App availability
App availability:
#
3
4/5

Sports and eSports

eSports Live Streaming

Top mix of sport and eSports, Horse and greyhound racing offered, Easy-to-use site
Payment methods (4 in total):
credit-debit-card.png
apple-pay.png
poli.png
bank-transfer.png
Minimum Deposit:
AU $10
Withdraw Time:
1-3 Days
Licences:
Northern Territory
App availability
App availability:
#
4
4.5/5

Sports and Fantasy Betting

Range of Markets

Range of sports markets, Daily fantasy sports offered, Apps for iOS and Android
Payment methods (4 in total):
credit-debit-card.png
bank-transfer.png
bpay.png
poli.png
Minimum Deposit:
AU $10
Withdraw Time:
1-3 Days
Licences:
Northern Territory
App availability
App availability:
#
5
4.5/5

Aussie Sport Focus

Great for Multi Bets

Strong focus on racing, Excellent for enhanced odds, Good bet builder
Payment methods (6 in total):
paypal.png
poli.png
credit-debit-card.png
payid.png
bpay.png
bank-transfer.png
Minimum Deposit:
AU $10
Withdraw Time:
1-2 Days
Licences:
New South Wales
App availability
App availability:
#
6
5/5

Live Betting Online

Betting Exchange

Place live bets online, The Betfair Hub, High-value odds
Payment methods (7 in total):
poli.png
credit-debit-card.png
paypal.png
neteller.png
bank-transfer.png
bpay.png
payid.png
Minimum Deposit:
AU $5
Withdraw Time:
1-3 Days
Licences:
Northern Territory
App availability
App availability:
#
7
4.5/5

Horse Racing Live Streams

Big Races Covered

Superb betting app, Watch live horse racing, Range of sports markets
Payment methods (3 in total):
credit-debit-card.png
bpay.png
poli.png
Minimum Deposit:
AU $10
Withdraw Time:
1-2 Days
Licences:
New South Wales
App availability
App availability:

This list shows you the top credit card betting sites in Australia based on the odds quality, customer service, and special markets. But the main prerequisite which puts them here is that they do accept credit card deposits and withdrawals.

There’s also another type of card that will make your betting experience more enjoyable. We like to call them proprietary bookmaker cards. Although they’re attractive withdrawal solutions, depositing is not as easy as it might appear. We’re going to show you how they work and what they can do for you.

How We Rate

With so many options available, it can be overwhelming to choose a platform that is safe, reliable, and offers competitive odds. When rating credit card betting sites, there are several key factors we take into consideration to ensure that users have the best possible experience.

How to Deposit with Credit Cards

Here is the step-by-step guide on how to place a deposit with any credit or debit card at betting sites. The process is the same regardless if you use VISA, Mastercard or some other card.

It’s important to note that some betting sites may have different steps or processes for depositing with credit or debit cards. Always read the betting site’s terms and conditions and depositing information carefully before making any transactions. If you have any issues or questions during the deposit process, contact the betting site’s customer support for assistance.

1
choose site
Choose a reputable betting site

Register with a reputable betting site that accepts credit or debit cards.

2
login
Log in to your account

Log in to your account using your username and password.

3
visit cashier
Go to the cashier

Navigate to the cashier or deposit page.

4
choose payment method
Select your payment method

Select the credit or debit card payment option.

5
enter card details
Enter your card details

Enter your card details, including the card number, expiry date, and CVV.

6
input deposit amount
Input the deposit amount

Input the amount you want to deposit into your account.

7
verify transaction
Verify the transaction

Verify the transaction details and confirm the deposit.

8
wait confirmation
Wait for confirmation

Wait for the deposit to be confirmed, which usually takes a few seconds to a few minutes.

9
start betting
Start betting

Once the deposit is confirmed, you can start placing bets on your chosen sports or events.

Credit Card Deposit Fees

Credit cards are notorious among punters due to the considerable fees. Over time, these fees can have a significant impact on your margins. The reason for these high fees is that VISA or Mastercard, the payment providers, treat the deposit as a “Cash Advance,” which is essentially a microloan that bears interest.

It’s important to note that the fee can range between 1.5% and 2.5%, depending on the bank and the online bookmaker, and is charged by the payment provider, not the bookmaker. Therefore, you will be charged a fee even if the betting site explicitly states that they do not charge any fees. This is one of the key reasons why people do not prefer betting with credit cards.

For what it’s worth, this is why credit cards are recommended as a short-term solution. Most punters eventually do the math, and they realise it’s better to switch to POLi or PayPal betting sites.

Credit Card Withdrawals

Not all online bookmakers support credit card withdrawals, which can be an inconvenience for some Australian punters. In this case, punters may need to withdraw their winnings directly to their bank account via a bank transfer. However, this may incur considerable fees if betting with an international online bookmaker.

It’s important to note that it’s not the online bookmaker that’s refusing to process the credit card withdrawal. Instead, it’s often the bank that refuses to process the payment, as it’s coming from a gambling or betting company.

Although some big-name bookmakers, such as bet365, do include credit cards on their withdrawal options list, it’s generally best to avoid relying on credit cards for withdrawals. Instead, Aussie punters who have deposited with credit cards often get their money out via bank transfers or member cards.

In summary, credit card withdrawals may not be available by default with all online bookmakers, and punters may need to use alternative methods such as bank transfers or member cards. It’s important to check with the betting site and the bank to understand any associated fees and restrictions.

bet365 Mastercard

The bet365 Mastercard is a prepaid card that allows you to withdraw winnings from your wagering account to your card, giving you instant access to your funds from any ATM where Mastercard is accepted, as well as the ability to make online or in-store purchases.

It’s important to note that only winnings settled to your withdrawable balance can be withdrawn from your wagering account to your bet365 Mastercard. This means that if you have deposited $100, then placed a $10 bet which returned $40, your balance will be $130, but you will only be able to withdraw the $40 returns to your bet365 Mastercard, not the remaining $90 of your deposit. Additionally, winnings from bets placed with bonus funds cannot be withdrawn to your bet365 Mastercard until the applicable bonus has been completed.

Once funded, the bet365 Mastercard works like any other Mastercard prepaid card, allowing you to access your cash from any ATM where Mastercard is accepted, make online purchases on any site accepting Mastercard, as well as making in-store purchases instantly with Mastercard PayPass. However, it’s important to note that while bet365 does not apply a charge for cash withdrawals, some ATM providers may.

There is no replacement card fee, but there are withdrawal limits we list below:

If you wish to deposit funds from your bet365 Mastercard back to your wagering account, you can do this by visiting the Account Menu and following the instructions.

In summary, the bet365 Mastercard is a convenient and easy-to-use option for withdrawing winnings from your wagering account and accessing your funds instantly. However, it’s important to be aware of the limitations, such as only being able to withdraw winnings settled to your withdrawable balance and to understand the fees and limits associated with using the card.

How Can I Get bet365 Mastercard?

In case you liked what you learned about the bet365 Mastercard, here is a step-by-step guide on how to apply for it. Just follow the steps below, and you’ll have your bet365 Mastercard very soon.

How to activate your bet365 Mastercard

  1. Log in to your bet365 account using your username and password.
  2. Select Bank from the Account menu located on the top right-hand corner of the screen.
  3. Click on the bet365 Mastercard tab located at the top of the screen.
  4. Follow the instructions provided to complete the application process.
  5. Ensure that your ID has been verified and that your address details are up to date and verified.
  6. Accept the terms and conditions of the Product Disclosure Statement.
  7. Once you have met the criteria and have applied for your bet365 Mastercard, it may take 7-10 working days to arrive.
  8. Once you receive your card, return to the bet365 Mastercard page in the Account Menu.
  9. Click on the Activate button located next to your bet365 Mastercard.
  10. Follow the instructions provided to activate your card.

It’s important to note that in order to qualify for your bet365 Mastercard, you must be an Australian resident and meet the verification requirements. If you have any issues or questions during the application process, contact bet365 customer support for assistance.

Ad disclosure
#
5/5

Best Live Streaming

Many Sports Covered

Huge range of sports, Exceptional product, Lots of payment options
Payment methods (9 in total):
flexepin.png
poli.png
credit-debit-card.png
apple-pay.png
payid.png
paypal.png
google-pay.png
mypaysafecard.png
Minimum Deposit:
AU $1
Withdraw Time:
1-5 Days
Licences:
Northern Territory
App availability
App availability:

VISA or MasterCard – Which Card is Better for Online Betting

Both VISA and Mastercard are widely accepted payment methods for online betting in Australia, and there is no clear winner between the two.

Many betting sites accept both VISA and Mastercard, so it ultimately comes down to personal preference and which card you have. Both cards offer similar security measures and processing times, and most betting sites do not charge additional fees for using either card.

However, it’s always a good idea to check with your bank or credit card provider to ensure that online gambling transactions are permitted and to inquire about any associated fees or limits. Additionally, some banks or credit card providers may offer additional rewards or benefits for using one card over the other, so it’s worth considering those factors as well.

Top 3 VISA Betting Sites in Australia

Wherever you see the VISA logo rest assured your VISA credit and/or debit card are accepted. It’s a safe and secure payment provider that’s available all around the world. This universal deposit method can take you to great lengths, but due to the fees it’s accompanied by, it’s not the most sought-after payment method. For what it’s worth, here are the top 3 VISA accepting betting sites in Australia.

Basically, displaying a list of this kind comes off as unproductive since all of these are considered the best betting sites in Australia overall. Nevertheless, for the sake of consistency, we decided to provide you with one.

Ad disclosure
#
1
5/5

Great Betting App

Watch Live Streams

Great all-round bookie, Unibet TV, Impressive app
Payment methods (4 in total):
credit-debit-card.png
apple-pay.png
paypal.png
poli.png
Minimum Deposit:
AU $5
Withdraw Time:
1-5 Days
Licences:
Northern Territory
App availability
App availability:
#
2
5/5

Best Live Streaming

Many Sports Covered

Huge range of sports, Exceptional product, Lots of payment options
Payment methods (9 in total):
flexepin.png
poli.png
credit-debit-card.png
apple-pay.png
payid.png
paypal.png
google-pay.png
mypaysafecard.png
Minimum Deposit:
AU $1
Withdraw Time:
1-5 Days
Licences:
Northern Territory
App availability
App availability:
#
3
4.5/5

Horse Racing Live Streams

Big Races Covered

Superb betting app, Watch live horse racing, Range of sports markets
Payment methods (3 in total):
credit-debit-card.png
bpay.png
poli.png
Minimum Deposit:
AU $10
Withdraw Time:
1-2 Days
Licences:
New South Wales
App availability
App availability:

VISA Company Info

Visa is a global financial services company that facilitates electronic funds transfers throughout the world. It is one of the world’s largest payment networks, connecting millions of merchants and financial institutions.

Visa was founded in 1958 as BankAmericard, the first general-purpose credit card program. In 1976, it was renamed Visa and has since grown to become a leading payment technology company.

Today, Visa operates in over 200 countries and territories, serving billions of customers and processing trillions of dollars in transactions each year. It is listed on the New York Stock Exchange (NYSE) and is a component of the Dow Jones Industrial Average.

Visa Company Details
visa company info
Name
Visa Inc.
Revenue
$20.609 billion
Headquarters
Foster City, California, US
Top bookie
Founder
Dee Hock
Fees
1.5% – 2.5%
Founded in
September 18, 1958
Contact
1-800-847-2911
CEO
Alfred F. Kelly
Website

Top 3 Mastercard Betting Sites in Australia

Although not as popular as its counterpart, MasterCard is also widely available in the betting and gaming world. Not to be confused with MasterPass, because that’s a special type of MasterCard.

There aren’t any major differences between VISA and MasterCard credit cards, at least not in Australian betting sites. However, in our experience, we’ve seen how they are treated differently in other regions of the world. Take, for example, Europe. Some betting and gaming sites are willing to pay out withdrawals up to amounts equal to the deposit, whereas the remainder is paid out via bank transfer to the same account.

If you want to bet with Mastercards in Australia, these are the best options. Note that bet365 even offers a branded bet365 Mastercard, which is directly connected to your betting account. You can learn more about bet365 Mastercard on this page or go straight to the bet365 website.

Ad disclosure
#
1
5/5

Best Live Streaming

Many Sports Covered

Huge range of sports, Exceptional product, Lots of payment options
Payment methods (9 in total):
flexepin.png
poli.png
credit-debit-card.png
apple-pay.png
payid.png
paypal.png
google-pay.png
mypaysafecard.png
Minimum Deposit:
AU $1
Withdraw Time:
1-5 Days
Licences:
Northern Territory
App availability
App availability:
#
2
5/5

Great Betting App

Watch Live Streams

Great all-round bookie, Unibet TV, Impressive app
Payment methods (4 in total):
credit-debit-card.png
apple-pay.png
paypal.png
poli.png
Minimum Deposit:
AU $5
Withdraw Time:
1-5 Days
Licences:
Northern Territory
App availability
App availability:
#
3
4.5/5

Aussie Sport Focus

Great for Multi Bets

Strong focus on racing, Excellent for enhanced odds, Good bet builder
Payment methods (6 in total):
paypal.png
poli.png
credit-debit-card.png
payid.png
bpay.png
bank-transfer.png
Minimum Deposit:
AU $10
Withdraw Time:
1-2 Days
Licences:
New South Wales
App availability
App availability:

Mastercard Company Info

Mastercard is a global financial services company that operates in over 210 countries and territories, providing electronic payment solutions to consumers, merchants, and financial institutions.

Established in 1966 as Interbank Card Association (ICA), Mastercard was created as a universal credit card program among several banks. It was later rebranded as Mastercard in 1979 and has since evolved into a leading payment technology company.

Mastercard’s services include credit and debit cards, prepaid cards, and digital payment options. Its innovative technology enables secure transactions and fraud prevention measures between merchants, financial institutions, and consumers.

mastercard company info
Name
Mastercard Incorporated
Revenue
$12.497 billion
Headquarters
Purchase, New York, US
Top bookie
Founder
United California Bank
Fees
1.5% – 2.5%
Founded in
1966
Contact
1800-120-113
CEO
Ajaypal Singh Banga
Website

Pros and Cons of Betting With Credit or Debit Cards

Using credit or debit cards for online betting has become increasingly popular in Australia. While it has its advantages, it also comes with some disadvantages that players should be aware of.

One of the main advantages of using credit or debit cards for online betting is convenience. It is an easy and fast way to deposit and withdraw funds from betting sites. All credit or debit card deposits are instant, which is a huge advantage, especially if you’re a fan of live sports betting.

It is also widely accepted by most online betting sites, making it a convenient option for players. Even brand new online bookmakers have them.

Another advantage is the ability to earn rewards such as cashback or loyalty points by using credit or debit cards for online betting. Many banks and credit card companies offer rewards programs for using their cards to make purchases, including deposits to online betting sites.

However, there are also some disadvantages to consider. One of the biggest concerns is security. Credit or debit card details can be stolen online, leaving players vulnerable to fraudulent transactions. It is important to ensure that the betting site is reputable and secure before providing credit or debit card information.

Another disadvantage is the associated fees. Credit or debit card transactions may incur additional fees, such as processing fees or foreign transaction fees. These fees can add up over time and eat into a player’s profits.

Finally, credit or debit cards may also have limits on deposits and withdrawals, which may be inconvenient for players who wish to bet larger amounts.

Pros of Betting with Credit Cards
  • Instant deposits
  • Very convenient to use
  • Become part of different rewards programs
  • Widely accepted at Australian bookies
Cons of Betting with Credit Cards
  • Security concerns
  • Additional fees
  • Limits on deposits and withdrawals

Is Betting With Credit Cards Safe?

You may be familiar with the term KYC, which stands for Know Your Customer. This requires that any player be able to verify their identity at any time. Although some payment methods, like PayPal, do not require this check, online bookmakers have the option to request documents that fall under the KYC policy.

Credit cards are subject to the most rigorous checks, including front and back scans of the credit card, a utility bill, a bank statement, and, sometimes, notarized documents. These requirements incur extra charges that can be easily avoided. Furthermore, complying with these security measures can be time-consuming and effort-intensive.

It’s important to note that these security measures are not unnecessary, particularly since credit cards are among the least secure deposit methods for Australian punters online. But if you follow all the steps, you will be as safe as when betting with any other payment option.

Why Do Betting Sites Need a Scan of my Credit Card?

It is relatively easy to steal credit card details online, but it is much more difficult to steal the physical card unless through pickpocketing. Betting sites combat online credit card theft by requesting a scan of the card. If this is not provided, the bookmaker reserves the right to confiscate winnings and verify the rightful owner through other means.

Additionally, it’s important to note that the card must have your name on it. Otherwise, the bookmaker can deny the deposit and/or confiscate any winnings. Fortunately, in today’s era, credit card betting sites accept other alternative payment options, and there is no need to solely rely on credit cards.

Credit Cards Alternatives

PayPal is a digital wallet that enables you to securely send and receive payments online. It offers enhanced security, ease of use, and fast transactions. Additionally, PayPal does not charge any fees for transactions, making it a convenient and cost-effective option.

POLi is an online payment option that allows you to make real-time bank transfers without the need for a credit card. It is secure, fast, and convenient, offering easy and fast transactions without the need for credit card information or bank account numbers. Additionally, POLi does not charge any fees for transactions, making it a cost-effective option for Australian punters.

BPAY is an electronic bill payment system that allows you to pay bills online, including making deposits at online betting sites. It is secure and reliable, offering enhanced security through the use of unique BPAY Biller Codes and Reference Numbers. BPAY transactions are typically processed within 1-2 business days, and it does not charge any fees for transactions.

Credit/Debit Cards Alternatives

PayPal


credit cards paypal
  • Fast withdrawals
  • Easy to use
  • Few bookies have it
PayPal Review

POLi


credit cards poli
  • Fast deposits
  • Low fees
  • Can’t withdraw
POLi Review
credit cards bank transfer
  • Very safe
  • Many bookies have it
  • Can be slow
Bank transfer Review
visa betting
In our opinion, bet365 is the best site if you want to deposit by credit cards. However, there are many other options on offer as well. We list them all at the beginning of this article.
Top 5 credit card betting sites

Credit Cards FAQs

Are credit cards treated differently than debit cards at bookmakers?

Not quite. Both of them are bank-issued cards, which is very important for the bookie. Operators that transfer the transaction fee to the punter favour these cards. The only difference between these two is that a credit card is more flexible, whereas debit cards kind of promote responsible betting because you can’t spend money you don’t have.

Are there any credit card deposit limits?

Usually, this largely depends on your bank. That being said, the limit imposed by the bookie usually is $5,000. Both of these can be amended. Visit your local bank if you want to make hefty credit card deposits. By the way, you should also contact the customer support of the respective bookie.

Do all credit cards come with Zero Liability Protection?

Not all credit cards come with Zero Liability Protection, but many do. This protection is designed to safeguard your financial information and prevent unauthorized transactions. It’s important to check with your credit card issuer to see if your card includes this protection. If it does, you can have peace of mind knowing that you won’t be held responsible for any fraudulent transactions made with your card.

What are the best betting sites with credit card in Australia?

Many Australian online betting sites accept credit cards as a payment method. Some of the best options include Bet365, Unibet, and PlayUp. These sites offer a variety of sports betting options, competitive odds, and reliable customer support. However, it’s important to do your own research and read reviews to find the best betting site for your individual needs.

Which credit cards do Australian betting sites accept?

Most Australian betting sites accept major credit cards, including Visa and Mastercard. However, some sites may also accept alternative payment methods such as PayPal, POLi, and BPAY. It’s important to check with the specific betting site to see which payment methods are accepte

How long does a betting site deposit with a Visa card take to reflect?

Visa deposits at Australian betting sites typically reflect instantly or within a few minutes. However, processing times may vary depending on the specific betting site and the player’s bank. It’s important to check with the betting site and the bank to understand any processing times or delays.

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Our experts manually test and compare every betting site to offer our readers detailed and up-to-date information. We rank bookies based on several important criteria, including apps, markets, odds, special features etc. To learn more about the review process, visit the How we rate page.

We are a professional review site that may receive compensation from the betting sites and products we review. We test each bookmaker to a high standard and all views given are our own.